Trust & regulation
Where your money actually sits
Your funds are always held by the regulated institution you’re matched with, never by us. Here’s exactly where your money sits, who’s responsible for it, and how the group is regulated.
How your money is protected
✓ Held & safeguarded by the institution
Every balance and payment sits with the licensed institution you’re matched with, never with us. Authorised e-money and payment institutions must safeguard client funds, kept separate from their own money under the regulator’s rules.
✓ Not the same as a bank
Safeguarding is not FSCS deposit protection. Your specialist will explain precisely how your funds are protected with the institution matched to you, before you commit.
✓ An FCA-regulated group
Remittance360 Ltd, an FCA-authorised Electronic Money Institution (FRN 901072), VIP Payments Ltd, an FCA-registered Small Payment Institution (FRN 750503), and MDRN FX Services Limited, an FCA-authorised Payment Institution (FRN 540997). Every one of them is a company in this group.
✓ KYC & AML built in
Identity and anti-money-laundering checks are handled as part of regulated onboarding: AML, KYC, sanctions screening, enhanced due diligence and ongoing monitoring.
✓ Data protection
Your data is handled under EU and UK GDPR. The controller for this website is VIP Tech360 Ltd, established in Cyprus.
Verify it yourself
Every FCA reference number above is checkable on the public Financial Services Register.
Check FRN 901072 →
See our entities & regulatory detail →
How safeguarding protects your money →
Check if we can help
Tell us what you need. You’ll deal with one team, with the group’s licensed institutions behind it, and get a straight answer either way.