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Trust & regulation

A licence you can check

Any website can say “trusted”. A licence is different: public, checkable and enforced. Here’s how to judge any provider, including us.

How to check any provider in two minutes

Every FCA-authorised institution appears on the public Financial Services Register, with its permissions listed. Search the firm’s name or its firm reference number (FRN), then check three things: the firm exists, its status is current, and its permissions cover the service it is selling you. Where a provider is licensed determines which rules protect you, not where its website says it is. A UK web address is not proof of UK authorisation.

We tell you exactly which institution would hold your funds and under which licence, so you can look it up first. And if a specialist provider outside the UK is genuinely the right fit for your sector, we say so plainly: who holds your funds, and under which licence, before anything is signed. No silent offshore routing.

  1. The firm exists

    found by name or FRN

  2. Its status is current

    not lapsed or withdrawn

  3. Permissions cover the service

    not just any authorisation

yourshop.co.uknot proof of UK authorisation
FCA Registerwhere it’s licensed, not hosted

Now check us

Remittance360 Ltd

FCA-authorised Electronic Money Institution (EMI)

Check FRN 901072 on the register

VIP Payments Ltd

FCA-registered Small Payment Institution (SPI)

Check FRN 750503 on the register

MDRN FX Services Limited

FCA-authorised Payment Institution (PI), trading as Alpha Transfers

Check FRN 540997 on the register

One company in the group is registered in Canada rather than the UK. General Payments Gate Ltd holds FINTRAC MSB registration M22457458 and is registered with the Bank of Canada as a retail payment service provider, which is a different regime from the FCA’s and covers a different activity. Both entries are public: check the Bank of Canada PSP registry entry.

Full structure, including the non-UK entities: entities & regulation · our group

Check if we can help

Tell us what you need. You’ll deal with one team, with the group’s licensed institutions behind it, and get a straight answer either way.