Who we serve
Just incorporated? Get your accounts running.
Your first business account and, if you sell, a merchant account: one onboarding, open in 48 hours subject to a complete application.
The problem, honestly
New companies hit a chicken-and-egg problem: banks want trading history before they will serve you, and you cannot build trading history without an account.
Underwriting here starts from your model and your documents, not your age. A company incorporated last week with clean paperwork and a clear plan is exactly the kind of application that moves fast.
What you get
First account, fast
Business accounts open in 48 hours subject to a complete application. Your specialist tells you exactly what a complete application means before you start.
Sell from day one
Add a merchant account in the same onboarding: underwritten on your model and projections, honestly, with live in as little as 48 hours subject to all relevant documentation.
Multi-currency from the start
Hold 23 currencies and take international payments from your first week, not after a year of trading.
Answers, not silence
98.6% of information requests (RFIs) are answered the same day, so your application never sits in a queue wondering.
How matching works
Tell us your situation
Your model, markets, volumes and history. A specialist responds, typically within 24 hours.
Matched & underwritten
We match you to the right institution in the network; underwriting assesses your business on its merits.
Live in as little as 48 hours
Subject to all relevant documentation. Your specialist stays your contact after go-live.
Related: Open your account · Business accounts & IBANs · Merchant accounts
Newly incorporated companies: your questions
Yes, subject to the institution’s KYB and compliance checks. You will need your incorporation certificate, director ID, ownership detail and a clear description of what the business will do and how money will move.
Often, yes. Underwriting weighs your model, sector, projections and the people behind the company. Terms may start conservative and improve as history builds; we tell you honestly what to expect.
It is an e-money account issued by an FCA-authorised institution: safeguarded under FCA rules rather than FSCS-insured, with named IBANs and the day-to-day function a young business needs. The difference is explained plainly before you commit.
Check if we can help
Tell us what you need. You’ll deal with one team, with the group’s licensed institutions behind it, and get a straight answer either way.