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Who we serve

A UK business account, wherever you are based

Collect in GBP with named IBANs, hold multi-currency balances and pay suppliers worldwide. Built for foreign companies trading with the UK.

The problem, honestly

UK high-street banks make non-resident businesses nearly impossible to onboard: branch visits, UK-resident director requirements, and months of waiting that often ends in a no anyway.

The e-money route solves this properly. FCA-authorised institutions can onboard international firms remotely, with your funds safeguarded under UK rules and your account carrying your company name.

What you get

Named GBP IBANs from abroad

Accounts in your company name for UK collections, without a UK branch visit. Onboarding runs remotely, subject to the institution’s digital KYB checks.

Multi-currency by default

Hold 23 currencies alongside GBP and exchange when it suits your treasury, not when a conversion is forced on you.

Pay suppliers worldwide

International payments across 170+ countries on the group payments network, with every payment routed on the rail that fits its corridor.

Open in 48 hours

Subject to a complete application. Your specialist tells you exactly what that means before you start.

How matching works

  1. Tell us your situation

    Your model, markets, volumes and history. A specialist responds, typically within 24 hours.

  2. Matched & underwritten

    We match you to the right institution in the network; underwriting assesses your business on its merits.

  3. Live in as little as 48 hours

    Subject to all relevant documentation. Your specialist stays your contact after go-live.

Related: How to open a UK business account from abroad · Business accounts & IBANs · Currency exchange

International firms & importers: your questions

Yes. FCA-authorised e-money institutions onboard non-resident companies that pass their KYB and compliance checks. You get an e-money account with a named IBAN rather than a bank account: funds are safeguarded under FCA rules instead of FSCS-insured, and we explain that difference plainly before you commit.

Not necessarily. Residency requirements depend on the institution you are matched with; non-resident structures are assessed on their documentation, ownership transparency and flow of funds.

Incorporation documents, ownership structure down to the beneficial owners, director identification and a clear description of your flows: who pays you, who you pay, and in which currencies.

Check if we can help

Tell us what you need. You’ll deal with one team, with the group’s licensed institutions behind it, and get a straight answer either way.